Updated: October 23, 2025
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We’ve all been there… you craft the perfect parlay or land on a player prop that seems destined for success only to have a turned ankle or twisted knee tank the ticket. It’s frustrating. Well, Hard Rock Bet Sportsbook is introducing a new Player Injury Insurance policy designed to alleviate a little bit of that frustration.
Effective October 21, 2025, Hard Rock Bet Sportsbook’s Player Injury Insurance will apply to all cash bets placed on any NFL or NBA players. Simply put, if the player you bet on gets hurt during the first half of play and doesn’t return to the game, and that bet alone is what prevents your wager from cashing, we’ve got your back with a Bonus Bet equal to the stake.
Hard Rock Bet NFL Injury Insurance
The Player Injury Insurance policy is pretty straightforward for NFL betting. Any cash wagers on individual players, whether it be a single bet or a parlay, will receive a Bonus Bet equal in value to the initial wager if the player is injured before half time and doesn’t return after half time.
NFL Injury Insurance Example: single bet
Let’s say you place a $100 wager on Hard Rock Bet Sportsbook for your favorite team’s quarterback to throw for over 245.5 yards on Sunday afternoon. However, after a hot start he comes up holding his shoulder after a tricky hit in the middle of the second quarter and leaves the game. A few moments later it’s announced that he is out for the game and will not return. In this case, having not played in the second half, your bet is eligible for Injury Insurance and a $100 Bonus Bet (matching the original wager) will be issued within 48 hours of the bet settling as a loss.
NFL Injury Insurance Example: parlay bet
Now, let’s say you placed the same exact wager on a quarterback to throw for more than 245.5 yards but instead of a single bet, you place it as one of five separate legs on a parlay or same game parlay. The same shoulder injury occurs, and he’s ruled out before half time. If the other four legs included on the ticket all succeed, and the only leg preventing the ticket from cashing is the quarterback who left the game early with the shoulder injury, then the bet is eligible for Player Injury Insurance. Be on the lookout for a Bonus Bet equal to the size of your wager within 48 hours.
Notably, if you bet a parlay and more than one leg of the bet fails, your wager is NOT eligible for injury protection. The ticket needs to be perfect except for the injury effected leg.
NFL Player Injury Insurance T&C
On This Page
Hard Rock Bet NFL Player Injury Insurance T&C (AZ, CO, IL, IN, NJ, OH, TN, VA)
| Date/Time | Task | Receive | Type |
|---|---|---|---|
| Start: Wednesday, 10/22/2025 (12:01 AM) End: Sunday 2/8/2026 (11:59 PM) | Bettors who place an eligible cash wager including any NFL Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NFL player gets injured during the 1st Half and does not return to the game. | A refund as a Bonus Bet up to the original stake | Sportsbook; Player Injury Insurance |
WHAT IS THE OFFER? HOW DO I PARTICIPATE?
Bettors who place an eligible cash wager including any NFL Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NFL player gets injured during the 1st Half and does not return to the game. This promotion will only apply to NFL single bets settled as a loser or parlays in which the only losing leg is the one including the NFL Player affected by the injury. If the bet is won, no refund will be awarded. Qualifying wagers must be placed and settled during the promotion period. A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement. Bonus Bets expire 7 days after issuance.
This promotion is for NFL only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including NFL Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
PROMO TERMS AND CONDITIONS
- Only available to players in Eligible Jurisdictions: AZ, CO, IL, IN, NJ, OH, TN, or VA.
- Available on the mobile Hard Rock Bet App and Hard Rock Bet website https://app.hardrock.bet/
- Cash bets only. Promotion excludes bets made with Bonus Bets.
- Excludes bets on Boosts and Round Robins.
- This promotion is for NFL only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including the NFL Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
- A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement.
- Bonus Bets expire 7 days after issuance.
- Bonus Bet to be used on any available market.
- To be eligible, you must be at least 21 years old, playing in an Eligible Jurisdiction, and not on any exclusionary lists in any Eligible Jurisdiction. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Profit Boosts can be found in your Account Page in the Rewards section under “Profit Boosts.”
- Players who place bets on both sides of a game will not be eligible for this promotion.
- If Early Cash Out feature is used, bet will not be eligible for the promotion.
PROMOTION PERIOD
Commencing on October 22nd, 2025, from 12:01 AM through February 8th, 2026, 11:59 PM.
ELIGIBILITY
This Promotion described is governed by these official rules and the Terms and Conditions (collectively, the “Rules”). All capitalized terms used in these official rules and not otherwise defined shall have the meanings given to such terms in the Terms and Conditions. By participating in a Promotion, you agree to abide by these Rules, and understand that the results of each Promotion, as determined by Hard Rock Digital, are final in all respects. Promotions are open only to individuals holding a valid account for the Services (“Account”). To register for an Account, visit http://www.hardrock.bet/
RULES; PRIZES
- Hard Rock Digital reserves the right to initiate, terminate, modify, or suspend any Promotion at any time. Hard Rock Digital also reserves the right to correct any errors.
- Hard Rock Digital reserves the right to exclude any customers from this Promotion.
- Hard Rock Digital reserves the right to award any Account holder an additional participation opportunity. When we award an additional Promotion participation opportunity to one Player, we are in no way obligated to offer the same or additional Promotion participation opportunities to any other Player.
- Players found tampering with a Promotion in any way to gain an unfair advantage, violating the fair play or spirit of the Rules, or abusing any aspect of a Promotion may be disqualified. All decisions are final on all matters relating to Promotions.
- Players may cancel participation by contacting Customer Support or by visiting our Help Center. Upon request for cancellation, the Player will be informed of the amount of unrestricted funds that will be returned upon cancellation and the value of restricted funds that will be removed from the Player’s Account. If the Player elects to proceed with cancellation, unrestricted funds remaining in the Player’s Account will be returned in accordance with the Terms and Conditions.
- Any federal, state, and local income taxes associated with each prize are the sole responsibility of the winner and winner may be issued the correct tax form. All expenses or costs associated with acceptance of the prize not mentioned in these Rules are the sole responsibility of the winner.
TERMS AND CONDITIONS
- To be eligible, the Player must be at least 21 years old, physically located in a Eligible Jurisdiction: AZ, CO, IL, IN, NJ, OH, TN, or VA, and not on any exclusionary lists in any Eligible Jurisdiction. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
GAMBLING PROBLEM
- Arizona Customers: Call 1-800-NEXT-STEP or Text NEXTSTEP to 53342.
- Colorado, Illinois, New Jersey, Ohio, and Virginia Customers: Call 1-800-GAMBLER
- Indiana Customers: Call 1-800-9-WITH-IT
- Tennessee Customers: Call or text the Tennessee REDLINE: 1-800-889-9789
Hard Rock Bet NFL Player Injury Insurance T&C (FL)
| Date/Time | Task | Receive | Type |
|---|---|---|---|
| Start: Wednesday, 10/22/2025 (12:01 AM) End: Sunday 2/8/2026 (11:59 PM) | Bettors who place an eligible cash wager including any NFL Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NFL player gets injured during the 1st Half and does not return to the game. | A refund as a Bonus Bet up to the original stake | Sportsbook; Player Injury Insurance |
WHAT IS THE OFFER? HOW DO I PARTICIPATE?
Bettors who place an eligible cash wager including any NFL Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NFL player gets injured during the 1st Half and does not return to the game. This promotion will only apply to NFL single bets settled as a loser or parlays in which the only losing leg is the one including the NFL Player affected by the injury. If the bet is won, no refund will be awarded. Qualifying wagers must be placed and settled during the promotion period. A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement. Bonus Bets expire 7 days after issuance.
This promotion is for NFL only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including NFL Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
PROMO TERMS AND CONDITIONS
- Only available to players in FL.
- Available on the mobile Hard Rock Bet App and Hard Rock Bet website https://app.hardrock.bet/
- Cash bets only. Promotion excludes bets made with Bonus Bets.
- Excludes bets on Boosts and Round Robins.
- This promotion is for NFL only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including the NFL Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
- A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement.
- Bonus Bets expire 7 days after issuance.
- Bonus Bet to be used on any available market.
- To be eligible, the Player must be at least 21 years old, physically located in Florida, and not on any Seminole Gaming exclusionary lists. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Profit Boosts can be found in your Account Page in the Rewards section under “Profit Boosts.”
- Players who place bets on both sides of a game will not be eligible for this promotion.
- If Early Cash Out feature is used, bet will not be eligible for the promotion.
- Offered by the Seminole Tribe of Florida.
- If you or someone you know has a gambling problem, please call 1-833-PLAYWISE.
PROMOTION PERIOD
Commencing on October 22nd, 2025, from 12:01 AM through February 8th, 2026, 11:59 PM.
ELIGIBILITY
This Promotion described is governed by these official rules and the Terms and Conditions (collectively, the “Rules”). All capitalized terms used in these official rules and not otherwise defined shall have the meanings given to such terms in the Terms and Conditions. By participating in a Promotion, you agree to abide by these Rules, and understand that the results of each Promotion, as determined by Hard Rock Digital, are final in all respects. Promotions are open only to individuals holding a valid account for the Services (“Account”). To register for an Account, visit http://www.hardrock.bet/
RULES; PRIZES
- Seminole Gaming reserves the right to initiate, terminate, modify, or suspend any Promotion at any time. Seminole Gaming also reserves the right to correct any errors.
- Seminole Gaming reserves the right to exclude any customers from this Promotion.
- Seminole Gaming reserves the right to award any Account holder an additional participation opportunity. When we award an additional Promotion participation opportunity to one Player, we are in no way obligated to offer the same or additional Promotion participation opportunities to any other Player.
- Players found tampering with a Promotion in any way to gain an unfair advantage, violating the fair play or spirit of the Rules, or abusing any aspect of a Promotion may be disqualified. All decisions are final on all matters relating to Promotions.
- Players may cancel participation by contacting Customer Support or by visiting our Help Center. Upon request for cancellation, the Player will be informed of the amount of unrestricted funds that will be returned upon cancellation and the value of restricted funds that will be removed from the Player’s Account. If the Player elects to proceed with cancellation, unrestricted funds remaining in the Player’s Account will be returned in accordance with the Terms and Conditions.
- Any federal, state, and local income taxes associated with each prize are the sole responsibility of the winner and winner may be issued the correct tax form. All expenses or costs associated with acceptance of the prize not mentioned in these Rules are the sole responsibility of the winner.
TERMS AND CONDITIONS
- To be eligible, the Player must be at least 21 years old, physically located in Florida, and not on any Seminole exclusionary lists. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Offered by the Seminole Tribe of Florida.
- If you or someone you know has a gambling problem, please call 1-833-PLAYWISE.
Hard Rock Bet NBA Injury Insurance
Player Injury Insurance also applies for cash bets on NBA players. Covering both single bets and parlays, if you have an NBA bet that would have won if not for an early exit from a player, Player Injury Insurance kicks in.
NBA Injury Insurance example: single bet
As an example, imagine you’ve identified a 3-point prop that you liked in a prime time matchup and elected to bet a unit on that player to score more than 2.5 3-pointers. He comes out hot, draining two from deep, but then twists his knee diving for a loose ball in the second quarter. He exits the game, and doesn’t return. As long as he doesn’t re-enter the game in the second half, this bet would work be eligible for Injury Insurance.
NBA Injury Insurance Example: parlay bet
Parlay wagers are tickets that need multiple bets to succeed in order to pay out. Imagine you sit down before a prime time NBA matchup and you assemble a three-bet Same Game Parlay and bet $20 on it.
- Player 1: over 25 points
- Player 2: to record a double-double
- Player 3: over 5.5 assists
Before half time Player 1 is ruled out with an injury and doesn’t return to the game. However, if player 2 does record a double-double, and player 3 does register more than 5.5 assists… your bet would qualify for Injury Insurance since the only leg that prevented you from winning was the injured player. In this example a $20 Bonus Bet would be credited within 48 hours.
NBA Player Injury Insurance T&C
Hard Rock Bet NBA Player Injury Insurance T&C (AZ, CO, IL, IN, NJ, OH, TN, VA)
| Date/Time | Task | Receive | Type |
|---|---|---|---|
| Start: Tuesday, 10/21/2025 (12:01 AM) End: Sunday 7/26/2026 (11:59 PM) | Bettors who place an eligible cash wager including any NBA Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NBA player gets injured during the 1st Half and does not return to the game. | A refund as a Bonus Bet up to the original stake | Sportsbook; Player Injury Insurance |
WHAT IS THE OFFER? HOW DO I PARTICIPATE?
Bettors who place an eligible cash wager including any NBA Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NBA player gets injured during the 1st Half and does not return to the game. This promotion will only apply to NBA single bets settled as a loser or parlays in which the only losing leg is the one including the NBA Player affected by the injury. If the bet is won, no refund will be awarded. Qualifying wagers must be placed and settled during the promotion period. A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement. Bonus Bets expire 7 days after issuance.
This promotion is for NBA only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including NBA Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
PROMO TERMS AND CONDITIONS
- Only available to players in Eligible Jurisdictions: AZ, CO, IL, IN, NJ, OH, TN, or VA.
- Available on the mobile Hard Rock Bet App and Hard Rock Bet website https://app.hardrock.bet/
- Cash bets only. Promotion excludes bets made with Bonus Bets.
- Excludes bets on Boosts and Round Robins.
- This promotion is for NBA only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including the NBA Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
- A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement.
- Bonus Bets expire 7 days after issuance.
- Bonus Bet to be used on any available market.
- To be eligible, you must be at least 21 years old, playing in an Eligible Jurisdiction, and not on any exclusionary lists in any Eligible Jurisdiction. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Profit Boosts can be found in your Account Page in the Rewards section under “Profit Boosts.”
- Players who place bets on both sides of a game will not be eligible for this promotion.
- If Early Cash Out feature is used, bet will not be eligible for the promotion.
PROMOTION PERIOD
Commencing on October 21st, 2025, from 12:01 AM through July 26th, 2026, 11:59 PM.
ELIGIBILITY
This Promotion described is governed by these official rules and the Terms and Conditions (collectively, the “Rules”). All capitalized terms used in these official rules and not otherwise defined shall have the meanings given to such terms in the Terms and Conditions. By participating in a Promotion, you agree to abide by these Rules, and understand that the results of each Promotion, as determined by Hard Rock Digital, are final in all respects. Promotions are open only to individuals holding a valid account for the Services (“Account”). To register for an Account, visit http://www.hardrock.bet/
RULES; PRIZES
- Hard Rock Digital reserves the right to initiate, terminate, modify, or suspend any Promotion at any time. Hard Rock Digital also reserves the right to correct any errors.
- Hard Rock Digital reserves the right to exclude any customers from this Promotion.
- Hard Rock Digital reserves the right to award any Account holder an additional participation opportunity. When we award an additional Promotion participation opportunity to one Player, we are in no way obligated to offer the same or additional Promotion participation opportunities to any other Player.
- Players found tampering with a Promotion in any way to gain an unfair advantage, violating the fair play or spirit of the Rules, or abusing any aspect of a Promotion may be disqualified. All decisions are final on all matters relating to Promotions.
- Players may cancel participation by contacting Customer Support or by visiting our Help Center. Upon request for cancellation, the Player will be informed of the amount of unrestricted funds that will be returned upon cancellation and the value of restricted funds that will be removed from the Player’s Account. If the Player elects to proceed with cancellation, unrestricted funds remaining in the Player’s Account will be returned in accordance with the Terms and Conditions.
- Any federal, state, and local income taxes associated with each prize are the sole responsibility of the winner and winner may be issued the correct tax form. All expenses or costs associated with acceptance of the prize not mentioned in these Rules are the sole responsibility of the winner.
TERMS AND CONDITIONS
- To be eligible, the Player must be at least 21 years old, physically located in a Eligible Jurisdiction: AZ, CO, IL, IN, NJ, OH, TN, or VA, and not on any exclusionary lists in any Eligible Jurisdiction. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
GAMBLING PROBLEM
- Arizona Customers: Call 1-800-NEXT-STEP or Text NEXTSTEP to 53342.
- Colorado, Illinois, New Jersey, Ohio, and Virginia Customers: Call 1-800-GAMBLER
- Indiana Customers: Call 1-800-9-WITH-IT
- Tennessee Customers: Call or text the Tennessee REDLINE: 1-800-889-9789
Hard Rock Bet NBA Player Injury Insurance T&C (FL)
| Date/Time | Task | Receive | Type |
|---|---|---|---|
| Start: Tuesday, 10/21/2025 (12:01 AM) End: Sunday 7/26/2026 (11:59 PM) | Bettors who place an eligible cash wager including any NBA Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NBA player gets injured during the 1st Half and does not return to the game. | A refund as a Bonus Bet up to the original stake | Sportsbook; Player Injury Insurance |
WHAT IS THE OFFER? HOW DO I PARTICIPATE?
Bettors who place an eligible cash wager including any NBA Player will receive a refund, equal to the amount of the wager as a Bonus Bet, if wagered on NBA player gets injured during the 1st Half and does not return to the game. This promotion will only apply to NBA single bets settled as a loser or parlays in which the only losing leg is the one including the NBA Player affected by the injury. If the bet is won, no refund will be awarded. Qualifying wagers must be placed and settled during the promotion period. A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement. Bonus Bets expire 7 days after issuance.
This promotion is for NBA only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including NBA Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
PROMO TERMS AND CONDITIONS
- Only available to players in FL.
- Available on the mobile Hard Rock Bet App and Hard Rock Bet website https://app.hardrock.bet/
- Cash bets only. Promotion excludes bets made with Bonus Bets.
- Excludes bets on Boosts and Round Robins.
- This promotion is for NBA only and only if the injury happens in first half and player does not return.
- Single Bet: Player is injured in first half, bet settles as a loser, refund issued as a Bonus Bet within 48 hours of bet settlement.
- Parlay Bet: Player is injured in first half, bet settles as a loser only due to the leg including the NBA Player affected by the injury, refund issued as a Bonus Bet within 48 hours of bet settlement.
- A refund as a Bonus Bet will be loaded into accounts within 48 hours of bet settlement.
- Bonus Bets expire 7 days after issuance.
- Bonus Bet to be used on any available market.
- To be eligible, the Player must be at least 21 years old, physically located in Florida, and not on any Seminole Gaming exclusionary lists. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Profit Boosts can be found in your Account Page in the Rewards section under “Profit Boosts.”
- Players who place bets on both sides of a game will not be eligible for this promotion.
- If Early Cash Out feature is used, bet will not be eligible for the promotion.
- Offered by the Seminole Tribe of Florida.
- If you or someone you know has a gambling problem, please call 1-833-PLAYWISE.
PROMOTION PERIOD
Commencing on October 21st, 2025, from 12:01 AM through July 26th, 2026, 11:59 PM.
ELIGIBILITY
This Promotion described is governed by these official rules and the Terms and Conditions (collectively, the “Rules”). All capitalized terms used in these official rules and not otherwise defined shall have the meanings given to such terms in the Terms and Conditions. By participating in a Promotion, you agree to abide by these Rules, and understand that the results of each Promotion, as determined by Hard Rock Digital, are final in all respects. Promotions are open only to individuals holding a valid account for the Services (“Account”). To register for an Account, visit http://www.hardrock.bet/
RULES; PRIZES
- Seminole Gaming reserves the right to initiate, terminate, modify, or suspend any Promotion at any time. Seminole Gaming also reserves the right to correct any errors.
- Seminole Gaming reserves the right to exclude any customers from this Promotion.
- Seminole Gaming reserves the right to award any Account holder an additional participation opportunity. When we award an additional Promotion participation opportunity to one Player, we are in no way obligated to offer the same or additional Promotion participation opportunities to any other Player.
- Players found tampering with a Promotion in any way to gain an unfair advantage, violating the fair play or spirit of the Rules, or abusing any aspect of a Promotion may be disqualified. All decisions are final on all matters relating to Promotions.
- Players may cancel participation by contacting Customer Support or by visiting our Help Center. Upon request for cancellation, the Player will be informed of the amount of unrestricted funds that will be returned upon cancellation and the value of restricted funds that will be removed from the Player’s Account. If the Player elects to proceed with cancellation, unrestricted funds remaining in the Player’s Account will be returned in accordance with the Terms and Conditions.
- Any federal, state, and local income taxes associated with each prize are the sole responsibility of the winner and winner may be issued the correct tax form. All expenses or costs associated with acceptance of the prize not mentioned in these Rules are the sole responsibility of the winner.
TERMS AND CONDITIONS
- To be eligible, the Player must be at least 21 years old, physically located in Florida, and not on any Seminole exclusionary lists. Excluded patrons are prohibited from participating in Promotions.
- To be eligible all personal and contact data associated to your account must be verifiable.
- Offered by the Seminole Tribe of Florida.
- If you or someone you know has a gambling problem, please call 1-833-PLAYWISE.
Hard Rock Bet Injury Insurance FAQ
Below we’ve answered some of the most common questions surrounding Hard Rock Bet Sportsbooks Player Injury Protection Insurance policy.
What sports does Hard Rock Bet Sportsbook offer injury insurance for?
Both NBA and NFL bets are covered through Hard Rock Bet’s Player Injury Insurance policy.
When did Hard Rock Bet adopt its Player Injury Insurance policy?
October 21, 2025.
How much will Hard Rock Bet Sportsbook award through Injury Insurance?
Hard Rock Bet Sportsbook will award a Bonus Bet equal to the value of the stake. If your bet was for $10, the corresponding Bonus Bet would be $10. If your bet was for $100, the Bonus Bet would be $100.
How quickly will the Bonus Bets awarded through Player Injury Insurance expire?
Bonus Bets awarded through the Player Injury Insurance policy on Hard Rock Bet Sportsbook will expire after seven days. Make sure you use them!
How long will it take for Hard Rock Bet to pay out Player Injury Insurance?
All Bonus Bets awarded through Player Injury Insurance will be credited within 48 hours of bet settlement.
What states is Player Injury Insurance available in?
Hard Rock Bet’s Player Injury Insurance policy applies to all states where the sportsbook is active. Hard Rock Bet Sportsbook is currently accepting wagers in:
What happens if a player gets injured after half time?
The Player Injury Insurance policy only applies to injuries suffered in the first half. If the player plays at all in the second half it would no longer be eligible for the Bonus Bet refund.
Are bets on the under eligible for Injury Insurance?
No, bets placed on player unders are not eligible for Injury Insurance. If the player you bet on is injured and doesn’t hit their total, the under you backed would win.
Additionally, if you bet on an under and the player goes over during the first half before exiting due to injury, that bet still settles as a loss.
